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Solution

AI-powered fintech pentesting for unbreakable security

Penti’s certified human pentesters collaborate with Generative AI to provide a targeted pentesting experience tailored for fintech companies. Achieve strong security and foster trust by addressing security vulnerabilities across your entire fintech stack — from mobile apps and cloud environments to third-party integrations and payment gateways.

Book a demo
Book a demo
Run a free scan
Run a free scan
Our pentesting software empowers customers to close deals with Fortune 500 companies like:
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Maintain fintech compliance with every update

Maintaining secure financial technology means application updates are frequent, integrations are complex, and security threats are evolving daily. That’s why Penti’s fintech pentesting as a service is built for continuous, adaptive protection.

Pentesting is your first line of defense in a regulatory-heavy and risk-sensitive environment. Our approach combines certified human testers with AI-enhanced reconnaissance and exploitation techniques to rapidly identify and help remediate critical vulnerabilities before malicious actors can exploit them.

3M+
findings processed per week
1.2M+
regulatory compliance-related findings
620K+
critical vulnerabilities discovered
$33M+
saved in potential losses
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Turn security into a fintech growth driver

Penti’s pentests for fintech companies aren’t just a technical exercise but a business enabler. Whether you're securing payment processors, launching new fintech platforms, or undergoing regulatory reviews, Penti helps you grow without leaving security behind.

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Secure  your customers
Protect sensitive data and build trust across your customer portfolio by proactively identifying and resolving security issues. Penti tests fintech applications connected to third-party APIs and open banking platforms to ensure customer data remains private.
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Safeguard
your standing
In the financial sector, a single data breach can destroy a hard-earned reputation. Penti helps you stay ahead of cyber threats and maintain credibility in the financial industry, addressing sector-specific risks like insecure authentication, broken business logic, and unauthorized financial data exposure.
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Go beyClose every
deal with confidence
Whether you're onboarding enterprise clients, partnering with payment providers, or preparing for due diligence, our fintech penetration testing services ensure your security posture is ready for scrutiny. With Penti, you align with regulatory requirements such as PCI DSS, SOC 2, and internal audits, which deliver detailed reporting that solidifies your audit trail.
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01

Scoped by AI

Our proprietary AI engine analyzes your fintech applications, APIs, and infrastructure to determine the ideal testing scope. This eliminates waste and ensures continued relevance.
02

Manual penetration test

A certified human tester is assigned immediately to execute deep, manual testing that uncovers complex vulnerabilities beyond automated scanners.
03

Remediation roadmap

Get a detailed report that includes CVSS scoring, risk categorization, and prioritized remediation recommendations that are mapped to OWASP Top 10 and PCI DSS compliance requirements, among others.
04

Continuous compliance

We go beyond a point-in-time test. With regular penetration testing and optional ongoing monitoring, we help you maintain compliance as your fintech business evolves.

How Penti’s fintech pentesting works

Don't wait weeks for your pentest to start—only to receive a basic scan report. Penti’s AI-powered scoping kicks off the process instantly, ensuring rapid deployment and fast turnaround on actionable results. Here's how our AI-driven FinTech pentesting process works:

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Ready to protect your fintech platform?

Book a free demo call to get your custom fintech pentest underway. No obligations, just a walk through what Penti can do to protect your business.

BOOK A DEMO
BOOK A DEMO
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Penti’s penetration testing for financial services

With proven experience across high-risk verticals in the financial technology ecosystem, we’ve built a system that supports agile development, regulatory rigor, and customer trust without compromise.

API pentesting

Secure your financial data pipelines. Penti’s API pentesting uncovers hidden vulnerabilities in your payment workflows, third-party integrations, and open banking interfaces before attackers can.

Cloud pentesting

Misconfigurations in cloud environments can cost millions. We test your AWS, Azure, or GCP infrastructure for access risks, exposed assets, and privilege escalation paths that could impact financial operations.

Mobile pentesting

Your customers trust your mobile app to move money, make payments, and manage accounts. Don’t let hidden vulnerabilities break that trust. Penti tests iOS and Android fintech apps for non-secure data storage, weak authentication, API abuse, and other risks that could lead to data breaches or financial fraud.

Network pentesting

Protect internal systems that power your fintech business. We assess your networks, VPNs, and cloud-connected systems for vulnerabilities that could enable lateral movement or unauthorized access to financial data.

Web app pentesting

Penti simulates attacks on your customer portals, trading platforms, and financial dashboards to identify OWASP Top 10 risks and business logic flaws that could jeopardize transactions or expose sensitive data.

Penetration testing for IoT

From payment terminals to connected kiosks, Penti analyzes embedded devices for non-secure firmware, communication flaws, and hardware exploits, protecting your edge systems from real-world threats.
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Compliance-driven penetration tests

[ 01 ]
SOC 2 pentesting
[ 02 ]
ISO 27001 pentesting
[ 03 ]
PCI-DSS pentesting
[ 04 ]
HIPAA pentesting
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GDPR pentesting
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NIST pentesting
[ 07 ]
CMMC pentesting
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Industries we work with 

[ 01 ]

Education

[ 02 ]

Healthcare

[ 03 ]

HRTech

[ 04 ]

Industrial systems

[ 05 ]

LLM

[ 06 ]

SaaS

[ 07 ]

Fintech

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Why fintech companies choose Penti

With substantial experience across the financial industry, our fintech pentest service is more than just a checkbox. We help financial institutions build resilient systems that support innovation and reduce risk. Here’s what makes us different:

AI meets human expertise
Our blend of machine intelligence and manual testing uncovers vulnerabilities automated scanners miss, such as logic flaws in financial transactions.
In-depth review of your tech stack
Our team has tested payment processors, mobile apps, and cloud-native architectures. From payment gateways to cloud environments, we test every layer, including third-party integrations and fintech applications.
Tailored reporting for audits and engineers
Receive dual-track reporting: executive summaries for stakeholders and technical details for developers and DevOps teams. Beyond vulnerability reports, we deliver clear, actionable guidance for closing gaps and preventing cyber attacks.
Speed and cost efficiency
Start testing in days. Our AI-powered prep process cuts overhead, and our flat-rate pricing makes budgeting simple. Whether you’re a startup or scaling financial organization, our platform adapts to your needs, from one-off tests to enterprise pentesting assessments.
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What our clients say

For security leaders turning to AI to stay ahead of threats and minimize costs, Penti provides the ideal solution.

DREW DANNER
Managing Director, BD Emerson

Penti's service is a game changer for our compliance needs. The insights we gained were invaluable for our team.  Doing this well is crucial for our compliance targets and key in advancing our strategic initiatives.

ALBERTO SHEINFELD
CTO, Lev

The integration between Penti, our system, and third parties like Vanta is exceptional. I would also like to mention that their response times are extremely fast!

CAMERON SWAIM
CTO, ReadWorks

Penti has been like having an experienced and nimble Security Engineer on staff. They have outlined issues in our platform and guided us towards implementations and fixes that allow for us to ensure we are treating our users data with the utmost care.

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Get your fintech pentest started today

Discover and fix security vulnerabilities before bad actors do. Let’s protect customer data, meet compliance goals, and scale securely together. Schedule your intro scoping session now.

/ book a demo
/ book a demo
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FAQ

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What is fintech pentesting, and why is it important?

Fintech penetration testing involves simulating cyber attacks on financial technology systems to identify and resolve security vulnerabilities before they're exploited. It's essential for protecting sensitive data and ensuring compliance with industry regulations.

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Do you meet PCI DSS compliance requirements?

Yes. Penti’s tests are designed to map findings to PCI DSS, SOC 2, ISO 27001, and other regulatory frameworks commonly required in the financial services sector.

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How quickly can you start testing?

Our AI-driven scoping process enables us to begin most pentests within 24-72 hours of engagement.

[  04  ]

What kind of systems do you test?

We test mobile apps, web apps, APIs, cloud environments, third-party integrations, and internal infrastructure tied to financial operations.

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Can I use your report in my audits or customer reviews?

Absolutely. Our reports are designed for both internal audits and external reviews, with executive summaries and technical breakdowns tailored for different audiences.

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Do you offer retesting or follow-up services?

Yes, we include retesting to verify fixes and ensure your security posture remains strong after remediation.

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How is your service different from automated scanners?

Unlike automated tools, we blend AI with human testers to uncover deep, business logic vulnerabilities that impact real-world fintech transactions.

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Is this suitable for startups as well as large enterprises?

Yes. Whether you're an early-stage fintech or an established financial institution, we scale our services to fit your needs and risk profile.